Retirement

The BlackProsperity Road Map:

Growth-change your Thinking/Habits/Confront your Fears.

Self Education- Knowledge is the key to successful wealth building.

Educate-Yourself to maximize your talent.

Career Planning-Plan the Career that is right for you. Discovering Your talents.

Money Management-Learn How to control your money.

Smart Banking-utilizing the full services of your bank.

Credit-Learn how to use it to your advantage and stay out of debt.

Investments-Learn about them to gain some money back.

Real Estate-A good start in investing.

Entrepreneurship-Owning your own business is it for you ?

Retirement- Don't be fooled what you do with your money dictates what kind of life style you are going to live. Weather it's Good, Bad Or Ugly

Bookmark this site

" The Golden years is only Golden if you have enough Gold"

blackprosperity

Unfortunately the longevity  of African Americans is less than white Americans, study's show that because of lifestyle and other factors that we just don't live as long, this is why it is so important to prepare for not only retirement but our transition; so keeping your affairs in order should be a high priority  see records you should keep. 

Ok! enough of the inevitable, it is time to live! The purpose of retirement is to enjoy the fruits of your labor you have worked hard and long and this is the time to reflect and thankfulness that you have made it to this point. Now what do you do with the time on your hands now? you can enjoy things like vacations, grandkids, family community involvement. At this stage of the game we should be a pillar in the community teaching and encouraging the younger generation, not just with old stories but deeds as well. In Retirement you are not retiring from living just from working, Your Goal is to have enough money without having to have a job and be able to cover all of your expenses for at last 20 years and maybe more. For example if you make $25,000 per year then you should be able to live the same life style that you are living today with your combined assets and savings, this may seem impossible but if you look at the strategies and suggestions, an laid out before you and do your homework then it is possible. At this stage you should be able to pay your basic household expenses at least 6 months ahead preferably a year, also your mortgage should be paid in full. Wouldn't it be nice to be able to pay your bills and also live the lifestyle that you choose to live? it is definitely possible; but first you have to change your mind set and don't believe everything that corporations and money grabs tell you because with the proper information and resources you can make it work. There are various sources of income in retirement, if you took care of business you will have money coming from different streams, SSI, retirement accounts (401K and others), Savings, Rental property income and investments etc. only you know where your money is coming from. So if you you haven't started to plan for retirement then know is the time. It is time to utilize all the tools and resources at you disposable, don't forget to ask questions when it comes to your money, have everything in writing ,also hire a good attorney to help you with your finances and contractual agreements you are in control of your finances don't allow others to dictate which direction you should go, they may be experts out there, but in the end ; it is your life!, it is your money!. This is not to create fear or paranoia but to help you be open minded and thinking about the future; not only for yourself , but those who well be here to carry your legacy on in the future.

" There are Two Things That Speaks Louder Than Words, Action And Money; HOW LOUD ARE YOU" 

      c.w.hurd

Subscribe Here  For Your Free:  BLACKPROSPERITY Road Map Newsletter

	Web www.blackprosperity.net